I Found the Perfect Car…What Next?

Once you’ve found the ultimate ride for your commuting and adventuring needs, it’s time to explore your car financing options to help your dream vehicle fit into your budget. But where should you begin? After all, when it comes to auto financing, you have options, from leasing to loans and beyond. Visit the Town and Country Automall in Alamosa, CO, to speak with an expert about financing plans for your next vehicle.

Auto Leasing Vs. Car Loans…What’s Better?

When you’re shopping for a new ride, there’s always a big question that pops up: Should you lease or loan? In short, this answer depends on your driving needs and style—but in short, think of a lease like a long-term rental—you make a down payment followed by a series of monthly payments at rates typically cheaper than a loan for the same vehicle. At the end of your term (usually 1-5 years), you get a choice, lease another vehicle to constantly stay on top of the newest tech and powertrains or all-out buy the ride you just leased if you fell in love. Keep in mind you’ll need to stick to mileage limits (which you can customize) and you can’t make any permanent changes to the vehicle, but these usually aren’t issues for casual driving without excess road trips.

By comparison, a loan lets you own your vehicle. Much like a lease, you’ll make a down payment and monthly payments, but at the end of your term, the ride is yours, allowing you to drive as far as you want or make the modifications you desire, like adding a wrap to your Chevrolet Corvette or customizing your Jeep Wrangler with off-roading accessories. So, if you’re looking for complete freedom with your drives, a loan is the option for you.

Start from Financing from Your Couch: Our Website Tools

Want to get started with financing your car purchase now? Start with our credit application, where taking a few minutes to answer basic questions could save you hours at our dealership. Keep in mind we work with all forms of credit from good to bad—even no credit (remember, an auto loan can help build and improve your credit score).

Need help with budgeting? Head to our payment calculator, where you can play around with down payments, terms, and interest rates to see what you’ll need to do to fit your monthly payments into your financial plan.

For knowing your current vehicle’s worth, head to our Trade-In Appraisal tool. All you need to do is let us know a few details, and we’ll contact you with information on your estimate of what your car is worth to help you plan for your next ride.

Financing Kept Simple: Start Near Monte Vista

Ready to help fit your dream car in your budget? Visit the Town and Country Automall finance center near Manassa, CO, and speak with one of our experts today. While you’re here, your needs always rank first, from helping you find the best car financing deals to answering any questions about how a purchase will impact your personal finances—it’s how we stand out as your local finance department.